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About Us

Coeur d’Alene Insurance AgentFounded by Walter & Lynn Litman, Reliant Northwest is an independent insurance agency that specializes in the insurance needs of families and small businesses. We are owned and operated by the Litman family, who have more than 30 years experience in the insurance business.

We offer coverage for your home, your auto your boat, motorcycle, Motorhome, ATV, snowmobile and vacation and rental property. We also offer life insurance & health insurance. For businesses we offer business auto, property, liability and workers compensation. We offer coverage through several highly rated insurance companies so that we can help our customers obtain the best coverage available, and within their budget.

But our agency is about more than great insurance products. It’s also about something that is missing with many businesses these days. Like personal attention from a dedicated agent, no cost consultations, value added services. One of the more popular services we offer is the annual account review. When we sit down with a customer to review their insurance we are looking for 3 things:

  1. Opportunities to save money on un-needed coverage or mis-rated policies.
  2. Gaps in coverage that might be important.
  3. The opportunity to address the customer’s insurance related questions and/or concerns.

It is surprising to us how many people are paying for coverage they don’t need and at the same time have gaps in protection they do need. We also offer a “2nd Opinion” review for policies or people that are not insured with us. Coverage reviews and insurance counseling are always at no cost or obligation.

Excellent products and services, personal attention, seasoned advice, annual account reviews, ease of doing business, no extra cost.

Our motto says it all, Reliant Northwest…….a better insurance experience.

An Independent Advantage

We are Independent Agents in Coeur d’Alene, Idaho, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Reliant Northwest Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.